buying

Welcome Mitch Robertson!

desert springs realty.jpg

🔥DRIVING FORCE

.

@mitch_robertson .

🦅SUPER skilled in the buying and selling process, Mitch brings a wealth of knowledge and strong history of sales and experience with him. .

⚡️Excited to supercharge him with our systems and processes. Watch closely and don’t blink cause you might miss this lightning bolt making his mark in an area near you!

.

🖋Meticulous, driven with a great attention to detail. Super honoured and excited to have this skilled agent and friend join our firm and excited to move mountains with him!

.

#THECLOSERSDAILY EPISODE 116: DON'T BE GLUM CHUM! 🙇🏼 ​


 

Understand how home insurance rates are calculated

We just had to post the guest content below written by Sean Murphy. It outlines the basics when it come to insurance calculations in a very concise way. To contact Sean for more information see his link at the bottom of the article. 

insurance.jpeg

"How are home insurance rates calculated"

There are several factors involved in determining who pays what rate. 

Calculating risk levels 

Insurance rates, often called premiums, are set based on risk, or the potential that someone will make a claim. The greater the risk, the higher the premium. The lower the risk, the lower the premium. To set rates, actuaries study the claims history of groups of people with similar characteristics, and then add information about your particular history to determine the exact premium. 

For example, home insurance rates are based on factors including: 

-whether your neighbourhood is prone to sewer backup 
-the crime rate in your neighbourhood 
-how close you live to a fire station and fire hydrant 
-the value of your personal property 
-your insurance history 
-the claims history of your property 

Federal and Provincial regulations apply 

Government regulations, taxes, and the cost of health care also affect rate calculations; as these costs change, so do premiums. Likewise, changes in court awards, towing fees, repair costs, insurance fraud, and more frequent and severe storms have all influenced rates over time."

 

AUTHOR:Sean Murphy, Associate Insurance Advisor

The Co-operators | Rachel O'Neil Insurance Services Ltd. 591 March Rd. Kanata/Ottawa, ON Tel: (613) 599-7232 Fax: (613) 599-2740 sean_murphy@cooperators.ca

 

 

Why using us can be free!

marketing-use.jpg

A common misconception in our industry is that as soon as a Realtor is involved we tack on a hefty commission. The fact of the matter is when you are buying property (commercial or residential) and or leasing space , typically the commission is paid our on the listing side. What does that mean? It means the person trying to sell or lease the space is paying for YOUR Realtor. The reason we are bringing this topic up is that if that's the case, why  wouldn't you want a talented Full-Time Realtor who will get you the best price for your property or lease?

 

Here's what is looks like from our end: 

We can:

-Find our what the going market rate for the property is

-Access property history to give you an exact breakdown for the seller or lessors position

-Represent your full interests and negotiate on your behalf to ensure you get the best price and conditions.  

--We have a finger on the pulse of the housing market and is knowledgeable about developments and trends in real estate

-We can negotiate the best deal. There are myriad negotiating factors of which we eat and breath on a daily basis. 

-REALTORS® must adhere to a strict Code of Ethics and Standards of Business Practice; your guarantee of professional conduct and service excellence. 

 

Our business is build on honesty, integrity and hard work. We earn our business and hold ourselves in the highest regard when it comes to customer service. If you are looking to buy or lease property any time soon we are here for you. Contact us any time with any questions or inquiries. It's our goal to be your true partners in all things Real estate.